Long term care insurance provides you with the support and financial resources necessary to cover the out-of-pocket expenses for care at home or in a facility, when you can no longer care for yourself.

LivingCare from Manulife is designed to provide you with the freedom to choose the type of care you want and need, while at the same time protect your retirement assets. The flexibility of LivingCare allows you to choose to receive your benefits for home or facility care.

LivingCare gives you the financial security to:

• Protect your retirement savings and income
• Preserve an inheritance for your loved ones
• Eliminate the burden placed on your family caused by long term care needs

For more information on long term care insurance, please click here or contact us.

LivingCare is sold by, and is a registered trademark of, Manulife Financial (The Manufacturers Life Insurance Company).

Whether you are looking to protect your family or your business, term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

For more information on term insurance, please contact us.

Designed to meet both your life insurance and investing needs, universal life insurance combines long-term insurance protection and tax-advantaged investing in one single, customizable policy. Whether your goal is to protect the legacy you’re building for your loved ones, or to build additional wealth over time, universal life insurance can help you:

• Leave proceeds to your beneficiary – tax free
• Further your estate planning
• Build tax-deferred equity and accessible cash value over time (may be subject to taxation)
• Establish financial collateral for a bank loan
• Provide key person insurance coverage for your business (business continuity)

From how you want to invest, to how you pay for your insurance, to how much or little you want to invest, there are a variety of simple universal life coverage options that can be customized to meet your financial planning needs.

Manulife Private Wealth, a unique, seamless and integrated approach to wealth management that includes banking, investment management, and advisory services. Manulife Private Wealth is designed as a collaborative service model allowing clients to retain existing trusted advisors, while receiving highly personalized private banking and investment management services, with access to an integrated team of financial planning, tax and estate experts, accountants and lawyers.

Manulife Private Wealth’s goals-based investment management approach uses a team model to leverage Manulife Asset Management’s extensive experience in domestic and international institutional investment management with expertise across asset classes and investment styles.

If you have savings or extra income you don’t need for lifestyle purposes, here’s information about a financial planning strategy that will increase the funds available to your heirs or favourite charity when you die.  To learn more, click here or feel free to contact us.